Buick and GMC vehicles are incredibly safe, stylish, and reliable that hold their value for decades. So, the only decisions you have to make are what Buick or GMC model you want, and if you’re going to finance it through your bank or through your local GM dealership. We’re here to give you five good reasons you should obtain your car financing through our Buick GMC dealer in Bradenton, FL.
You’ll Likely Get a Better Interest Rate
Banks provide loans, so they can earn off you in interest charges. However, car dealerships make their money by selling the cars. This means you’re likely to get a lower interest rate through your dealership than you will at your bank. Dealers often advertise low to no interest rates as an incentive to buy a vehicle.
Your Loan Terms Will Be More Flexible
Banks will often have set terms for repayment, however, dealerships are usually more flexible in their payment terms. So, if you need a little longer to pay off your loan, your dealer is likely to negotiate terms you’ll be happy with.
Your Loan Can Be Larger
Because dealerships are more likely to be more flexible with interest rates and payment terms, it’s possible to get a higher loan than you would if you got financing through a bank. Banks will give you a set loan amount to work with, and you must find a vehicle that fits in those parameters. However, dealerships are willing to work with you to get financing on the amount of the vehicle you want.
Your Loan Is Practically Guaranteed
Banks and other financial institutions will only offer loans to those with good credit. As we mentioned above, dealerships make their money by you purchasing the vehicle, so they’re more likely to offer you a loan, even if you have less than stellar credit.
You Can’t Beat the Convenience
Maybe the best reason to get your financing through your dealership is because it’s so convenient. Visiting your bank to secure the loan, then getting the money into the dealer’s hands can take time you don’t have. Your dealership is ready to with the paperwork to set up your loan. It can be done quickly and easily at the time of your vehicle purchase.
At Conley Buick GMC, we want to make your car shopping experience as easy as possible. Our knowledgeable staff is committed to providing you with exceptional service and offer a variety of amenities to you whenever you’re at our dealership. Stop by Conley Buick GMC today to take a look at our new and used inventories, discuss financing options, or ask any questions you have.
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